January 29, 2014 (Chinavestor) We took four of the best tech companies under scrutiny focusing on cash flows. These are Apple Inc. (NASDAQ:AAPL), Cisco (NASDAQ:CSCO), IBM (NYSE:IBM) and Microsoft (NASDAQ:MSFT). The question is: who generates the most and who needs more? This issue is burning one for Apple Inc. (NASDAQ:AAPL), a company that delivered a solid quarterly report yet it fell hard on lack of growth. Apple's big question is what to do with the money? How can they return it to shareholders? Cash dividend a stock buyback is the answer of the management. Is this a good thing though?